Standard Coverage Plan

Most Popular — chosen by the majority of households we serve nationwide.

Standard Coverage Plan

Full Household Review Most Popular Choice
$59/mo

Standard Coverage is our flagship consultation package—the plan most American households choose when they need more than a single-policy checkup. If you juggle auto and home or renters insurance, coordinate coverage for multiple drivers, or simply want ongoing support through renewals, this plan delivers the depth Basic Protection cannot.

Your advisor conducts a full household review: every vehicle, property, liability exposure, and renewal date mapped in one place. We research multiple carriers—not just two—and present comparisons that highlight premium, deductibles, exclusions, and discount opportunities including multi-policy bundles.

Phone and email support means you can reach an advisor when life happens: a fender bender, a home repair question, or a landlord requesting updated renters proof. Renewal reminder service nudges you before automatic renewals lock in rate increases, giving you time to re-shop with our help.

Featured for good reason: Standard Coverage balances comprehensive guidance with accessible pricing. It is the sweet spot for growing families, homeowners, and anyone who wants a trusted partner beyond the first enrollment call.

  • Complete household insurance inventory and gap analysis
  • Multi-carrier comparisons across auto, home, and renters lines
  • Phone and email advisor access during your plan period
  • Renewal reminder service before key policy dates
  • Bundle discount evaluation and coordination guidance
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Why Standard Coverage Is Our Most Popular Plan

Everything growing households need to compare, enroll, and stay protected year-round.

Household Audit

Every policy, driver, and property reviewed together for gaps and overlaps.

Multi-Carrier Research

We compare options from several carriers—not a single quote engine result.

Phone & Email Support

Reach an advisor by phone or email when questions arise mid-term.

Renewal Reminders

Advance notice before renewals so you can re-shop instead of auto-accepting hikes.

Bundle Analysis

Identify legitimate multi-policy savings across auto, home, and renters lines.

Liability Alignment

Ensure auto and property liability limits work together—not against each other.

Built for Real American Households

Standard Coverage fits families and couples who manage more than one policy and want a partner through renewals—not just a one-time quote. If your insurance life has gotten complicated, this is the plan designed for you.

  • Homeowners bundling auto and property coverage
  • Families with teen or multiple drivers
  • Couples coordinating renters and auto policies
  • Professionals who value phone access to an advisor
  • Anyone tired of surprise renewal rate increases

Standard Plan Questions

Most U.S. households insure more than one asset—at least auto plus renters or home. Standard Coverage addresses that complexity with multi-carrier research, bundle analysis, and renewal support at a price point that remains accessible for middle-income families.

Standard Coverage focuses on property and auto lines with optional discussion of life and health coordination. Dedicated life/health deep dives and unlimited comparisons are included in Premium Shield.

We track your key renewal dates and notify you in advance—typically 30–45 days before expiration—so you have time to re-shop. Reminders include a brief checklist of what may have changed since last year.

Yes. Contact your advisor or add Standard Coverage to your cart. We apply your prior consultation history so you do not repeat groundwork already completed under Basic Protection.

Consultation plans are structured as monthly service packages. You may cancel when your needs are met—no long-term contract required for this demo consultation workflow.

Join Thousands of Households on Standard Coverage

The plan American families trust for ongoing insurance guidance. Add it to your cart or contact us to learn more.

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